Head of Credit (f/m/d) DACH

As Head of Credit DACH, you have overall responsibility for the Credit department of the DACH region. You organize, manage and optimize risk management and credit underwriting processes, based on delegated authorities and in line with our credit strategy and regional objectives.

Key responsibilities ( Day to day) :

• Lead the DACH Credit Department (three teams), providing professional and disciplinary leadership, including coaching and development.
• Review and approve credit applications and reviews within your authority, from standardized cases to complex, large-scale transactions.
• Balance commercial opportunities with the company’s risk appetite by assessing business risks, financed assets and contractual structures and defining risk mitigation measures.
• Coordinate communication and collaboration with senior decision-makers, risk committees, sales leaders and other stakeholders.
• Implement policies, guidelines and operational workflows, and ensure effective systems, models, processes, controls and training within Credit.
• Monitor portfolio risk performance in DACH, prepare analyses and reports and proactively complete risk assessments.
• Propose and discuss risk appetite, execute the business strategy within underwriting criteria and act as a key link between Sales and Credit for structuring larger deals.

Measures (Impact of the role):

You directly drive implementation of the company’s risk strategy in DACH and influence:

• Portfolio quality and risk performance, including early default and acceptance rates.
• Cross-functional collaboration between Sales, Credit and Risk.
• Leadership culture and performance within the Credit Department.

Success indicators include well-structured and timely credit decisions, adherence to group risk policies, turnaround time targets, underwriting quality and positive stakeholder feedback.

Benefits :

• Two working days per year volunteering for a local charity.

• Flexible hours with possibility to work from home
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Career development opportunities: online learning, member development programs.

“We lead the way in meeting the need for flexibility and transparency which our customers increasingly expect”

Essentials:

Experience & expertise

• Academic background
• Extensive experience in underwriting and analysing term credit transactions in banking or asset finance, including more complex and structured deals.
• Several years in asset finance and/or bank credit operations and proven collaboration with Sales on deal structuring and risk mitigation.
• Demonstrated leadership experience in a comparable role with professional and disciplinary responsibility for teams.
• Strong business administration and industry knowledge; asset expertise in relevant sectors is an advantage.

Skills and attributes

• Strong leadership skills with the ability to set direction, motivate and develop teams.

• English language skills at professional level
• Structured, organized approach; comfortable in complex environments with multiple deadlines.
• Excellent analytical, problem-solving and decision-making skills.
• Clear and concise communication, able to present and defend positions at senior level.
• Cooperative, approachable and team-oriented style, with strong stakeholder management.

Ability to work independently and in close partnership with colleagues and to engage confidently with customers to understand their business and financials. ontinuous learning are part of everyday work.

Choose wellbeing .

DLL’s wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellness and maintain balance between work and the other priorities that make up their lives.

Our four wellbeing categories are as follows:

• Connection – Build meaningful connections with other DLL members
• Health – Manage mental, emotional and physical health
• Finance – Provide learning opportunities to help members achieve personal financial health
• Lifestyle – Maintain balance between work and life priorities

These are the things that matter to our members and the wellbeing of our members matters to DLL

Settling in

At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We become from different backgrounds, cultures, nationalities and histories.

But for all of our differences, we share one thing in common: each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines. Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more.

We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world.

Good to know:

If you combine commercial pragmatism with disciplined risk management and enjoy leading high-performing teams and shaping risk culture, we look forward to your application.

• Deadline for application: May 30th, 2026. Please note that the selection process is ongoing, and the position may be filled before the deadline.
• The selection process may involve an assessment.
• Location: Düsseldorf / Germany
• Applications via email will not be reviewed. Please apply online via our career website.
• Please apply through our career site: DLL Group Careers
• DLL’s referral program applies
• For more information, please contact our Talent acquisition partner Laura Awan via Laura.Awan@dllgroup.com

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.

DLL, a great place to build your career

DLL is a global asset finance company that partners with manufacturers, dealers, distributors, and end users to facilitate access to equipment and technology. Headquartered in Eindhoven, the Netherlands, we operate in over 25 countries, offering financial solutions across various industries. We are also a 100% subsidiary of our parent company Rabobank, one of the world’s largest financial companies. Join our community of over 6.000 members from 75 nationalities! At DLL, our unique culture — shaped by our values (We put our customers first -Together we achieve more-You can count on me - I challenge myself and others to grow) and behaviors that define us — is at the heart of everything we do.

We offer exciting job opportunities where you feel welcomed, respected and empowered to be your authentic self and share your best ideas. At DLL, we believe in the strength of our diverse perspectives and experiences, which make our global community thrive.

You’ll receive competitive pay, generous benefits, health and wellbeing support, and manage your work-life balance through our hybrid working flexibility.

Our global operations offer you a variety of development opportunities and we encourage you to take on new challenges across our departments, businesses and regions.

Our company strategy emphasizes our commitment to sustainable business and making social impact is part of that as well. Together, we’ll “Partner for a better world” to make a positive impact. Joining DLL, means joining a company that consistently scores higher than the industry average in Employee Engagement surveys. This is also being acknowledged through many Great Place to Work certificates. People who work at DLL, like DLL.

Join us in Partnering for a better world!